Money guide

Review recurring payments in 30 minutes

Find subscriptions and automatic payments, decide what still earns its place and cancel without losing essential access or evidence.

Estimated time: 30 minutesUpdated: 27 September 2026

Step by step

  1. Collect the complete list

    Review bank and card statements, app-store subscriptions, PayPal or wallet payments and annual renewals. Search email for renewal and trial notices.

  2. Classify each payment

    Mark essential, valuable, duplicated, unused, unknown or due for renegotiation. Include annual cost and cancellation date.

  3. Cancel through the correct route

    Use the provider or store that controls billing, save confirmation and note whether service continues until the period ends. Do not cancel an essential contract by stopping payment alone.

  4. Watch the next statement

    Check that cancelled charges stop and expected final bills arrive. Query unknown payments promptly through the provider and payment service.

Ready-to-use checklist

  • Bank and card statements reviewed
  • App-store subscriptions checked
  • Annual costs calculated
  • Cancellation evidence saved
  • Essential contracts handled correctly
  • Next statement review scheduled

Common problems

There is no cancel button

Use the contract or provider help route, send a clear written cancellation and preserve the timestamp.

A free trial already renewed

Check the agreed terms and cancellation rights, contact the provider promptly and avoid making unsupported claims when requesting a refund.